Learning Formats That Fit Real Life
Three thoughtfully structured paths — from a focused half-day session to a ten-week deep-dive — all built around everyday spending habits you can actually use.
Back to HomeA Practical, People-First Approach
Every programme at Modari is designed to feel less like a lecture and more like a working session. We combine structured content with hands-on activities so that ideas move from the notebook into daily life quickly.
Start Where You Are
No prior financial knowledge needed. Sessions begin with your current habits and build from there at a calm, manageable pace.
Hands-On Tools
Worksheets, tally toolkits, and workbooks that participants keep and use long after the sessions end — not slides you forget by Monday.
Peer Circles
Small groups encourage honest conversations about spending. Shared experience makes the material feel relevant rather than abstract.
Repeatable Habits
Content is structured around routines that fit ordinary schedules — so the changes that come from learning are ones you can actually sustain.
Smart Spending Workshop
RM 460 / per person
An upbeat, practical half-day that covers how to spot everyday saving opportunities, rethink spending habits, and make resourceful swaps — without ever feeling deprived. The session runs four hours with built-in group brainstorming so ideas feel grounded in real life, not a textbook.
- Four-hour half-day format — minimal time away from the week
- Swap-and-save worksheet to take home and use straight away
- Practical tips guide covering common everyday spending areas
- Hands-on group brainstorming with fellow participants
- Suitable for anyone wanting to stretch their money further
What to expect on the day
Habit mapping — participants note their current spending patterns in a structured worksheet.
Swap brainstorm — group identifies practical substitutions for common daily expenses.
Action planning — each participant leaves with a personal list of three starter swaps to try that week.
Resourceful Living Programme
RM 1,460 / per person
A structured five-week programme for people who want to build lasting change rather than a one-off insight. Each weekly session guides participants through a different dimension of thoughtful spending — from routine planning to tally tracking — with small support circles keeping things accountable and conversational.
- Five weekly sessions — one per week for a steady, manageable pace
- Habits journal to track patterns and note weekly wins
- Savings tally toolkit for simple, honest tracking without jargon
- Small peer circles for shared experience and gentle accountability
- Weekly challenges designed to fit into a working week
Five-week outline
Week 1 — Spending awareness: understanding where money actually goes each week.
Weeks 2–3 — Routine building: forming small, repeatable habits around groceries, utilities, and daily choices.
Weeks 4–5 — Tally and review: using the savings toolkit to read progress and adjust routines calmly.
Frugal Living Foundations Course
RM 3,650 / per person
A comprehensive ten-week course covering the full breadth of frugal living education — from everyday spending awareness to resourceful planning and simple tracking methods. Designed for those who want a thorough, unhurried grounding in the subject, with ongoing access to materials and a complete reference pack to use at home.
- Ten sessions spread over ten weeks — one per week, no rushing
- Printed workbooks covering each content module
- Clinic-style Q&A sessions for individual questions
- Ongoing access to course materials after completion
- Resourceful-living reference pack for continued home use
Course arc across ten weeks
Weeks 1–3 — Foundations: spending awareness, values alignment, and everyday habit mapping.
Weeks 4–7 — Building blocks: resourceful planning, swap strategies, and simple tally methods.
Weeks 8–10 — Integration: reviewing progress, using the reference pack, and planning ahead with confidence.
Which Format Suits You?
A quick overview to help you decide which path fits your schedule, learning style, and current stage.
| Feature | Workshop RM 460 |
Programme RM 1,460 Most Popular
|
Course RM 3,650 |
|---|---|---|---|
| Duration | Half-day (4 hrs) | 5 weekly sessions | 10 weekly sessions |
| Take-home materials | Worksheet + tips guide | Journal + tally toolkit | Workbooks + reference pack |
| Group brainstorming | |||
| Peer support circles | |||
| Weekly challenges | |||
| Clinic Q&A sessions | |||
| Ongoing material access | |||
| Best suited for | First-time explorers | Habit-builders | Deep-dive learners |
Not sure which to pick? Send us a message and we'll help you decide.
Shared Across Every Programme
These are the standards we hold ourselves to regardless of which format you join.
Personal Information Respect
Participant spending details shared during sessions stay within the room. We do not collect, store, or share personal financial data.
Education-Only Content
All material is general financial education. No session constitutes personalised financial, legal, or investment advice.
Small, Manageable Groups
Group sizes are kept intentionally small so facilitators can give each participant a decent share of time and attention during sessions.
Quality Materials
Worksheets, journals, and workbooks are reviewed before each cohort to make sure examples stay relevant to current everyday costs in Malaysia.
Accessible Support
Questions that arise outside session hours are welcomed via email or phone. We aim to respond within one working day.
Locally Relevant Examples
All examples, price references, and swap ideas are drawn from the Malaysian context — local supermarkets, utilities, and everyday spending patterns.
Clear, Straightforward Fees
One flat fee per person — no hidden extras. Everything listed above is included.
Smart Spending Workshop
RM 460
per person · half-day
- 4-hour session
- Swap-and-save worksheet
- Tips guide to take home
- Group brainstorming
Resourceful Living Programme
RM 1,460
per person · 5 weeks
- 5 weekly sessions
- Habits journal
- Savings tally toolkit
- Peer support circles
- Weekly challenges
Frugal Living Foundations Course
RM 3,650
per person · 10 weeks
- 10 weekly sessions
- Printed workbooks
- Clinic Q&A sessions
- Ongoing material access
- Resourceful-living reference pack
Not Sure Where to Start?
Drop us a message and we'll help you figure out which format makes the most sense for your schedule and what you'd like to learn. No pressure, just a conversation.
Send Us a Message